Most financial commentators hedge everything. We don’t. We give you our plain view. We may be right or wrong, but we take a position.
Should you buy Bitcoin?
A plain-spoken view on why Bitcoin is not a long-term store of value or a viable currency, and how it differs from gold.
Read the viewAre NZ house prices too high?
Why New Zealand housing remains fundamentally overpriced, around 30 to 50% above what the country's incomes can support.
Read the viewHow much insurance do you need?
Your cover should reflect the risks you choose to carry, and fall as your wealth grows. Why linking insurance to investments cuts the lifetime cost.
Read the viewIs renting that bad of an idea?
Renting is not the financial mistake it is often portrayed to be. At today's valuations it preserves flexibility, reduces risk, and frees capital to invest.
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